CT Homes marks a new era of development with a series of customer-focused policies from now until the end of 2026. Bringing a new positive experience every week.
Worried about high interest rates? No longer a concern. CT Homes offers a 2-year interest grace period for all customers purchasing CT Homes products.
Unable to access bank loans? No longer a concern. CT Homes provides direct lending solutions to customers.
The separation of CT Group into CT Homes Real Estate & Infrastructure Group and CT Group Hi-Tech has attracted significant attention from both domestic and international markets. The next moves of the two newly independent groups are now being closely watched by the public and the market alike.
Ms. Ngo Thi Thu Thuy, Deputy CEO of CT Homes, the parent group overseeing 53 member companies operating across the real estate and infrastructure sectors, shared: “The demand for living in a happy and convenient environment, with improved connectivity and mobility, is becoming increasingly important in modern life. However, an interest burden of up to 30% over 2 years is a significant challenge for young families, potentially disrupting household financial plans and affecting their quality of life. We believe that a 2-year interest grace period will help customers overcome the cycle of high interest rates and return to a more stable financial situation. This means customers will not need to worry about paying interest during the first 2 years.
What happens after 2 years? If interest rates remain high and customers face difficulties in making payments, potentially leading to bad debt risks, we provide customers with an additional solution that benefits both customers and lending banks. CT Homes can repurchase the apartment at a guaranteed price that allows customers to retain value, while settling the outstanding bank loan ahead of schedule. In reality, only developers with strong confidence in the quality and potential value of their products would be willing to provide such a commitment”.
2 Years of Interest-Free Financing, CT Homes Strengthens Financial Support for Homebuyers
In reality, many customers with genuine housing needs or long-term investment plans still face difficulties accessing bank financing because their credit profiles, payment histories, or income structures do not fully meet lending requirements. This is particularly challenging for household business owners, freelancers, entrepreneurs, and individuals with irregular cash flows, who often encounter greater obstacles in demonstrating their financial capacity. Recognizing these concerns, CT Homes has designed a direct financing package for customers who do not yet qualify for bank loans, based on an assessment of their financial capacity and a suitable repayment plan. At the same time, these customers remain fully eligible for CT Homes’s 2-year interest-free financing policy.
For many years, CT Homes has consistently pursued a strategic development strategy, focusing on highly strategic locations across all five gateways of Ho Chi Minh City with remarkable perseverance. As a result, today, all 68 projects of the Group have become highly anticipated by customers. Not only are these projects located near metro stations, major avenues, and key city gateways, but the Group’s meticulous attention to design and construction quality has also earned numerous international awards and widespread recognition from customers.
Evidence from around the world shows that the development of urban metro systems has brought significant changes to real estate values surrounding metro stations. Property values are increasingly measured by the travel time to metro stations – the shorter the journey, the higher the property value. In Tokyo (Japan), Seoul (South Korea), Hong Kong (China), and Singapore, real estate properties located near metro stations are often priced 30% to 50% higher than those in areas farther away from stations. In Ho Chi Minh City, the key transport corridor of Hanoi Highway, where Metro Line 1 (Ben Thanh – Suoi Tien) runs through, has witnessed consistent annual growth in apartment prices along the route, along with strong liquidity. Several projects have now surpassed the milestone of VND 150 million per square meter. This is also why banks, including foreign banks, have shown strong interest in providing guarantees and financing for projects located along this corridor.
With its two-year interest grace period policy, a portfolio of new projects located in exceptional locations, and designs that embody a lifestyle aligned with the 4.0 era, CT Homes now provides a comprehensive solution to the challenge of finding an ideal place to live.
CT HOMES REAL ESTATE & INFRASTRUCTURE GROUP
Address: 369 Le Van Sy Street, Nhieu Loc Ward, Ho Chi Minh City
Hotline: (+84) 911 807 667 – (+84) 911 807 668
Email: info@cthomes.com
